With CepBank, it’s easy to send money from anywhere in Turkey* at any time. With this app, you can send money to someone’s mobile phone, Paracard, or Paracard Trink safely by sending an SMS from your phone. Also, the person you’re sending money to doesn’t even have to have an account or credit card with Garanti BBVA. With CepBank, you can make many kinds of payments, like paying off your credit card debt or your OGS.